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Privacy Policy
SECTION 1 – COLLECTION OF CUSTOMER INFORMATION
In the course of purchasing insurance through our website, as part of our selling process, we will collect and process information from you such as;
Or any information from your identity that can directly determine, or when put together with other information would directly and certainly identify you, which is/are necessary or desirable in providing you with our Service or consummation of the transaction.
We shall follow the provisions of the Data Privacy Act of 2012 and other applicable laws with respect to the personal information we collect from you.
When you browse or search on our website, the website may automatically log the following information: user’s operating system, internet protocol (IP) address, user equipment information, use time, browser type and language, and selected data.
You will be provided with choices regarding the collection, use and disclosure of your personal information, as well as the implication of such choices.
SECTION 2 – CONSENT
By accessing this website (the fubon.com.ph) and using its content, you acknowledge and agree that you have read and understood the following terms of use and you agree to be bound by them.
When you provide us with personal information to complete a transaction, verify your credit card, place an order, we imply that you consent to our processing it and using it for that specific reason only.
Email marketing (if applicable): With your permission, we may send you emails about our store, new products and other updates. We may also send you emails about our store, new products and other updates if we have an existing relationship with you. An existing relationship is not established by simply visiting, browsing or searching our websites. If we ask for your personal information for a secondary reason, like marketing, we will either ask you directly for your expressed consent, or provide you with an opportunity to say no, through the Service, or included in the application or in a separate paper form.
SECTION 3 – DISCLOSURE
As permitted by regulatory requirement or under customers’ consent and approval, customers’ information may be disclosed within Fubon, to third-party service providers or regulatory agencies if necessary or desirable in performing the Service or consummation of the transaction, if we are required or permitted by law or government regulations to do so, or if you violate our Terms of Service.
SECTION 4 – STORAGE AND MANAGEMENT OF DATA
Customers’ information are stored within Fubon’s database, appropriate measures including appropriate access control and managerial procedures are in place which are designed to safeguard against unauthorized access and to maintain data security. Regulated with Fubon’s internal management procedures, appropriate authorization are required to access to or amend any data stored.
SECTION 5 – POLICY FOR SHARING PERSONAL INFORMATION WITH A THIRD PARTY
Except for the following three circumstances, the websites will not sell, exchange, rent, or disclose by any other means the personal information of users to any groups or individuals:
SECTION 6 – SECURITY
Our website uses Secure Sockets Layer (SSL) information encryption technology to transmit information. Fubon uses firewalls to protect customers’ information from unauthorized access and illegal exploitation and uses encryption technology to safeguard stored passphrases against illegal access.
SECTION 7 – INFORMATION AUTOMATICALLY COLLECTED BY THE WEBSITES
When users browse or search on the website, the website may automatically log the following information: user’s operating system, internet protocol (IP) address, user equipment information, use time, browser type and language, selected data, and the website users have visited before visiting the Websites as well.
The website may use cookies and similar methods to log information. Unless otherwise disabling cookies according to the methods below, users who do not wish us to use cookies on the website should not use services on the website. The website may automatically link any collected information to personal information.
Use of cookies
Cookies are short texts written in the user’s hard drive via the browser by the server to identify user preferences. Users can modify the level of cookie acceptance from the browser, including three levels: allow all cookies, notify on receiving, and block all cookies. After blocking all cookies, you may not be able to use some personalized services or sign up to some activities. To provide users with better and more personalized services and facilitate users to participate in personalized interactive activities, cookies are created when users register or log in to the website and are modified after users log out of the website. In addition, to calculate the number of visitors and analyze browsing habits to discover the status of web page browsing and provide a reference for service improvement of the website. Based on the principles of this Policy, the website will write and read cookies in and from the user’s browser. Information collected from cookies will be gathered and edited without using any names or linking any personal information.
SECTION 8 – AMENDMENT OF WEBSITE PRIVACY POLICY
The website will amend at any time the private statement provided by the website where necessary to ensure user privacy protection. After amending the privacy statement, we will alert users accordingly. Users are recommended to read our new privacy policy and its changes in the next visit.
Users having questions on the privacy protection policy or wishing to enquire of the use of their personal information on the website may contact us from the “Service Center”.
Change or Modification of customer information
Customers may change their personal information by calling customer service, visiting, or sending a written request to Fubon service counters;
Email : info@fubon.com.ph
Telephone : (+632) 729-39-31 Local 105/107
Fax : (+632) 729-38-56
Address : Marketing Department – 7th Floor Exchange Corner Building, 107 V.A. Rufino Street corner Esteban Street, Legaspi Village, Makati City
FUBON INSURANCE BROKER. Copyright 2015. All Rights Reserved.
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Protects you from the financial expenses of a serious accident.
Covers you from the expenses arising from accidents.
Covers heads of families comprehensively with life and personal accident insurance.
Covers the expenses that arise from hospital confinement.
Shows your loved ones how much you care in a gift card that comes with Personal Accident coverage.
Covers loss of or damage to the aircraft owned and/or operated by the Insured, as caused by war and associated perils.
Covers aviation refuellers, ground handlers, hangarskeepers, airline caterers.
Insures the pilots/co-pilots and/or passengers for death, permanent total disablement while flying, embarking or disembarking from the aircraft.
Covers loss or damage to aircraft engines, spare parts and equipment, aircraft spares kits and engineers’ and mechanics’ tools.
Covers loss of or damage to the aircraft owned and/or operated by the Insured, as caused by war and asosciated perils.
Covers the Insured’s legal liability arising out of their ownership and/or operation of the aircraft.
Covers various types of Containers or Tanks used in transporting cargo or any moveable properties, while they are in transit or in a container yard.
Provides seamless cover for all moveable goods (inventory) that are the subject of the insured’s trade, including raw materials, semi-finished, and finished products.
Covers movement or transportation of cargo or any moveable properties through dry land by means of LTO-registered vehicles
Covers movement or transportation of cargo or any moveable properties by means of an aircraft.
Covers the movement or transportation of cargo or any moveable properties through navigable bodies of water by means of vessel.
Indemnifies the actual loss of gross profit sustained as a result of delayed commencement of business operation caused by an accident covered under the Contractors’ All Risks Policy (CAR) or the Erection All Risks (EAR) Policy.
Provides accident insurance for boilers and pressure vessels that are normally used in steam power stations and factories, covering the risk of explosion and collapse.
Covers machinery, mechanical equipment and apparatus against accidental breakdown.
Provides accident insurance on all risks basis, covering sudden and unforeseen loss or damage, which physically affects EDP, office, communication, graphics industry, broadcast and television, and other miscellaneous electronics equipment.
Offers full protection against the risks involved in the erection of machinery, plant and any steel structures and electro-mechanical works.
Offers comprehensive protection against physical loss or damage to a building, construction plant and/or machinery in relation to contract works and other civil engineering works.
Extension of fire policy to include “allied perils” such as earthquake, typhoon, and flood.
Concerned with the principal peril of fire.
Covers the expenses incurred from loss or damage to various cargo during in-land transit, against truck risks (perils of the road) and/or robbery/hijacking.
Covers the expenses incurred from loss or damage to moveable property such as heavy equipment, machines, portable electronic equipment, paintings.
Protects against financial loss due to dishonest/fraudulent acts of regular employees.
Protects against loss of money used for business operations, in case of robbery/hold-up, burglary, brigandage.
Protects against loss of property while inside residential or business premises.
Covers the expenses that arise from legal liability to third parties while conducting professional duties resulting from ‘breach of professional duties’.
Covers the expenses that arise from legal liability to third parties arising from accidental property damage and/or bodily injury while doing personal activities.
Covers the expenses that arise from legal liability to third parties arising from accidental property damage and/or bodily injury in the course of business operations.
is a brand of health insurance products that provide medical cash assistance in the event the insured is diagnosed with the specific covered disease (e.g. Dengue or Leptospirosis), even if the insured is not hospitalized.
Covers high net worth individuals with international health insurance. At the core of each plan are: surgical and hospitalization benefits, emergency evacuation repatriation, as well as access to worldwide medical assistance around the clock.
Responds to legal liabilities associated with the operation of a vessel that a shipowner may be exposed to.
Responds to legal liabilities, plus other related costs and expenses, that a time charterer of the insured ship may be held legally liable for.
Recovers expenses incurred in establishing or resisting claims involving a ship entered into this coverage.
Provides coverage to port/terminal operators for third party liabilities such as cargo, contractual liabilities and liabilities to authorities. This cover can also be extended to include damage to own property and equipment and business interruption.
Covers loss of income on a daily basis as a result of temporary suspension of the vessel’s operation due to a casualty recoverable under the vessel’s Hull & Machinery policy, excluding total loss.
Protects the innocent mortgagee from financial loss consequent to the mortgagor’s act or omission that prohibits the mortgagee from claiming under the standard Hull & Machinery, War & Strikes or Protection & Indemnity insurances.
Protects ship repairers against legal liabilities due to loss of or damage to a vessel being repaired under their care, custody and control.
Covers shipyards against loss of or damage to a ship under construction – from keel laying until the ship is turned over to the ship owner.
Covers legal liabilities associated with the operation of a vessel that a shipowner may be exposed to.
Provides personal accident coverage for qualified individuals belonging to a company or organization.
Provides lump-sum cash benefits upon diagnosis of any one of 35 defined critical illnesses.
Provides life insurance coverage for debtors with outstanding loans with creditors, paying up to the extent of outstanding loan balance.
Provides coverage on students and other individuals within a school setting
Provides life insurance coverage for qualified individuals belonging to a company or organization.
Protects insured vehicles from the financial losses that arise from damages, theft, injuries and other liabilities.
Protects fleet owners from the financial losses that arise from damages, theft, injuries and other liabilities in relation to their insured vehicles.
Covers your legal liability for vehicular accident-related bodily injury/death to a third party.
Covers the expenses resulting from an accident occurring while traveling to domestic or global destinations within 30 days.
Covers the expenses resulting from an accident that occurs while traveling to domestic or global destinations.
Protect yourself and your family from unexpected health-related expenses.
Protects you from the financial expenses of a serious accident.
Covers you from the expenses arising from accidents.
Covers heads of families comprehensively with life and personal accident insurance.
Covers the expenses that arise from hospital confinement.
Shows your loved ones how much you care in a gift card that comes with Personal Accident coverage.
Protect your business from the expenses due to damage or liability to aircraft /pilots /crew /passengers.
Covers loss of or damage to the aircraft owned and/or operated by the Insured, as caused by war and associated perils.
Covers aviation refuellers, ground handlers, hangarskeepers, airline caterers.
Insures the pilots/co-pilots and/or passengers for death, permanent total disablement while flying, embarking or disembarking from the aircraft.
Covers loss or damage to aircraft engines, spare parts and equipment, aircraft spares kits and engineers’ and mechanics’ tools.
Covers loss of or damage to the aircraft owned and/or operated by the Insured, as caused by war and asosciated perils.
Covers the Insured’s legal liability arising out of their ownership and/or operation of the aircraft.
Cover your goods or cargo as they are exposed to various hazards through the transport process.
Covers various types of Containers or Tanks used in transporting cargo or any moveable properties, while they are in transit or in a container yard.
Provides seamless cover for all moveable goods (inventory) that are the subject of the insured’s trade, including raw materials, semi-finished, and finished products.
Covers movement or transportation of cargo or any moveable properties through dry land by means of LTO-registered vehicles
Covers movement or transportation of cargo or any moveable properties by means of an aircraft.
Covers the movement or transportation of cargo or any moveable properties through navigable bodies of water by means of vessel.
Protect your business from expenses arising from damage or loss relating to construction work, machinery or equipment.
Indemnifies the actual loss of gross profit sustained as a result of delayed commencement of business operation caused by an accident covered under the Contractors’ All Risks Policy (CAR) or the Erection All Risks (EAR) Policy.
Provides accident insurance for boilers and pressure vessels that are normally used in steam power stations and factories, covering the risk of explosion and collapse.
Covers machinery, mechanical equipment and apparatus against accidental breakdown.
Provides accident insurance on all risks basis, covering sudden and unforeseen loss or damage, which physically affects EDP, office, communication, graphics industry, broadcast and television, and other miscellaneous electronics equipment.
Offers full protection against the risks involved in the erection of machinery, plant and any steel structures and electro-mechanical works.
Offers comprehensive protection against physical loss or damage to a building, construction plant and/or machinery in relation to contract works and other civil engineering works.
Protect your residential, commercial or industrial property and its contents against fire/lightning, natural perils like earthquake, typhoon and flood, and other man-made causes
Extension of fire policy to include “allied perils” such as earthquake, typhoon, and flood.
Concerned with the principal peril of fire.
Protect yourself and your business against financial loss due to crime, damage to own property and legal liability in case of accidental bodily injury or property damage to third parties
Covers the expenses incurred from loss or damage to various cargo during in-land transit, against truck risks (perils of the road) and/or robbery/hijacking.
Covers the expenses incurred from loss or damage to moveable property such as heavy equipment, machines, portable electronic equipment, paintings.
Protects against financial loss due to dishonest/fraudulent acts of regular employees.
Protects against loss of money used for business operations, in case of robbery/hold-up, burglary, brigandage.
Protects against loss of property while inside residential or business premises.
Covers the expenses that arise from legal liability to third parties while conducting professional duties resulting from ‘breach of professional duties’.
Covers the expenses that arise from legal liability to third parties arising from accidental property damage and/or bodily injury while doing personal activities.
Covers the expenses that arise from legal liability to third parties arising from accidental property damage and/or bodily injury in the course of business operations.
Cover yourself for the mishaps that can occur on the golf course.
Protect yourself against medical expenses for the treatment of accidental injuries, illness or chronic conditions.
is a brand of health insurance products that provide medical cash assistance in the event the insured is diagnosed with the specific covered disease (e.g. Dengue or Leptospirosis), even if the insured is not hospitalized.
Covers high net worth individuals with international health insurance. At the core of each plan are: surgical and hospitalization benefits, emergency evacuation repatriation, as well as access to worldwide medical assistance around the clock.
Cover your home with a comprehensive package that includes personal accident, property, and liability insurance.
Protect your interests as shipowners, managers, operators, bareboat charterers, mortgagees, and shipyard owners.
Responds to legal liabilities associated with the operation of a vessel that a shipowner may be exposed to.
Responds to legal liabilities, plus other related costs and expenses, that a time charterer of the insured ship may be held legally liable for.
Recovers expenses incurred in establishing or resisting claims involving a ship entered into this coverage.
Provides coverage to port/terminal operators for third party liabilities such as cargo, contractual liabilities and liabilities to authorities. This cover can also be extended to include damage to own property and equipment and business interruption.
Covers loss of income on a daily basis as a result of temporary suspension of the vessel’s operation due to a casualty recoverable under the vessel’s Hull & Machinery policy, excluding total loss.
Protects the innocent mortgagee from financial loss consequent to the mortgagor’s act or omission that prohibits the mortgagee from claiming under the standard Hull & Machinery, War & Strikes or Protection & Indemnity insurances.
Protects ship repairers against legal liabilities due to loss of or damage to a vessel being repaired under their care, custody and control.
Covers shipyards against loss of or damage to a ship under construction – from keel laying until the ship is turned over to the ship owner.
Covers legal liabilities associated with the operation of a vessel that a shipowner may be exposed to.
Protect the members of your business, organization, or institution with insurance coverage designed according to your specific needs.
Provides personal accident coverage for qualified individuals belonging to a company or organization.
Provides lump-sum cash benefits upon diagnosis of any one of 35 defined critical illnesses.
Provides life insurance coverage for debtors with outstanding loans with creditors, paying up to the extent of outstanding loan balance.
Provides coverage on students and other individuals within a school setting
Provides life insurance coverage for qualified individuals belonging to a company or organization.
Cover your vehicle or fleet of vehicles
Protects insured vehicles from the financial losses that arise from damages, theft, injuries and other liabilities.
Protects fleet owners from the financial losses that arise from damages, theft, injuries and other liabilities in relation to their insured vehicles.
Covers your legal liability for vehicular accident-related bodily injury/death to a third party.
Assures that obligations of an individual or a company under a contract will be fulfilled
Protect yourself while you’re traveling, from the expenses that arise from accidents.
Covers the expenses resulting from an accident occurring while traveling to domestic or global destinations within 30 days.
Covers the expenses resulting from an accident that occurs while traveling to domestic or global destinations.